FlintN

Plans & Pricing

Flat-Rate Plan

From

2.9 % + $0.30

per card transaction

Best for small businesses or startups that need predictable costs and easy accounting.

Interchange-Plus Plan

From

IC++ 1.25 % + 15¢

per transaction

Best for larger businesses or those with high transaction volumes seeking lower fees and detailed statements.

Custom Plan

Custom

based on transaction volume, business model and risk profile

Designed for enterprises or companies with unique needs (high-risk industries, very high volumes, special payment flows).

What’s Included on All Plans

Unified Payment Gateway

Flintⁿ provides a single gateway for all payment methods – cards, bank transfers (ACH/SEPA), and digital wallets.

Merchants integrate once to accept payments globally.

Growth & "Business Development in a Box"

Beyond technology, Flintⁿ positions itself as a business growth partner. This includes leveraging Flintⁿ network of acquirers to get the best rates and uptime for merchants, helping all businesses find processing solutions, and even advising on expanding to new markets.

Payment Orchestration Engine

Flintⁿ intelligently routes transactions across multiple processors/acquiring banks to improve success rates and reduce costs. If one PSP declines or has an outage, Flintⁿ automatically retries via another for a higher Acceptance Rate.

Recurring Billing & Subscription Management

Flintⁿ includes built-in tools for subscriptions: plan creation, recurring billing intervals, intelligent automatic retries on failed payments, and subscription analytics.

Fraud & Chargeback Shield

Flintⁿ provides multi-layered fraud screening, leveraging machine learning and industry data, and services like Ethoca/Verifi for chargeback alerts.

Transparent Analytics Dashboard

A unified dashboard where merchants see all transactions, performance metrics (approval rates, chargeback rates), and even personalized insights (like which payment method is trending or where revenue drops). Flintⁿ emphasizes real-time data and AI-driven insights to help merchants optimize.

Multi-Currency Accounts & Payouts

Flintⁿ will allow merchants to settle funds in multiple currencies and handle payouts to merchants globally. In practice, Flintⁿ (with its acquiring partner) can settle in local currency or USD/EUR as needed, and eventually offer multi-currency business accounts.

Developer-Friendly Integration

Flintⁿ provides clean APIs, SDKs, and sample code for easy integration. The goal is that developers at startups can get going in hours, not days. Flintⁿ ensures that even without a huge engineering team, a merchant can integrate or switch to Flintⁿ easily.

24/7 Expert Support

Flintⁿ offers round-the-clock support via email – with real human experts who understand payments. This includes technical integration support and ongoing advisory (e.g. suggesting better payment setups).

Advanced Compliance & Risk Management

Flintⁿ handles PCI DSS compliance (so merchants don’t need their own costly certification) and monitors regulatory compliance (KYC/KYB for sub-merchants, AML checks, etc.).

Flintⁿ continuously tracks risk indicators (fraud spikes, chargeback ratios) and will work with merchants to address issues proactively.